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List of Common Applications
Remote Deposit Capture

Corporate Capture (Remote Deposit) � This is when a commercial customer scans the checks that they receive and digitally transmit the scanned images for presentment to their bank rather than making a physical trip to deposit the checks. This is by far the most common application for scanning checks, and is rapidly gaining popularity in companies of all sizes, as it eliminates the need to have employees leave the office to make deposits at the bank. It is also advantageous to the bank itself, as they are offered earlier access to funds and are no longer limited geographically to corporate customers in their immediate area.

Branch & Teller Capture

	Teller Capture: Captures check images at individual teller stations in conjunction with teller software application.
	Branch Capture: Captures the entire teller line�s check images using a single, centralized device rather than having a scanner at each individual teller station or window. Due to multiple users, this generally requires a faster batch scanner than the teller window environment.

Back Office Conversion � This is a new NACHA Rule that took effect in March of 2007, which allows merchants to collect checks, scan them, and then convert the scanned data to an ACH transaction (as opposed to check presentment). This has been established in the marketplace as a preferred method over Point of presentment (POP), where retail customers� checks are scanned and immediately returned to them by the cashier.

Microfilm Replacement � Many banks and financial institutions that use Microfilm to store check images are switching to scanning, if they haven�t done so already. Scanned images are faster and easier to access than microfilm, they cost less, and they take up less physical space.

Remittance Processing � This is the process of matching checks with their corresponding invoices, with the end result being to prepare checks for deposit at the bank


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List of Common Applications Remote Deposit Capture

List of Common Applications
Remote Deposit Capture