Laser Check Printing: MICR Toner vs. Standard Toner

Why is it important to use MICR toner as part of your MICR laser check system?

Printing MICR Toner Line on Checks

MICR Toner Is Needed to Print ANSI Standard Compliant Checks

MICR toner is similar to standard laser printer toner, but includes an iron oxide additive, which allows for electronic processing and ensures compliance with ANSI specifications for readability standards. So while it is possible to physically print checks with “regular,” non-MICR toner instead of MICR toner, there are several important issues to consider before doing so.

The first is that financial institutions read checks optically and magnetically, using MICR, and there is no guarantee that a check printed using non-MICR toner will be handled by a bank that uses optical technology. This means that a check printed using non-MICR toner may need to be processed manually or may be returned as unreadable. In either case, processing time will be increased and additional processing fees may be charged.

Finally, using MICR toner ensures that an organization has done its due diligence to prevent fraud. An organization that does not exercise due diligence risks their own security and may be ultimately responsible for any losses that result from the fraud.

Read our whitepaper—The Value of MICR Check Technology: Understanding the Benefits of Secure, High-Performance, Cost-Effective MICR Laser Check Printing Solutions—to learn more about MICR, and continue to visit our blog for more MICR news.

Contact Relyco to hear how we can help you. Visit our website, call us at 1-800-777-7359, or Email us.


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