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Preventing Payments Fraud with Positive Pay and Security Checks

Preventing Payments Fraud with Positive Pay and Security Checks

No single security method can prevent all payments fraud, but this blog offers two suggestions that you can incorporate into a multi-layered approach to security. Learn more about Positive Pay and security checks.
How to Print a Check in 7 Easy Steps

How to Print a Check in 7 Easy Steps

Print your own professional checks by using blank check stock, a printer with MICR (Magnetic Ink Character Recognition) toner or ink and specialized check printing software. This process allows you to create and print checks on-demand, which is often more cost-effective and secure than ordering them from a bank. By following a few steps within the software to design the layout and input payment information, you can efficiently produce checks that are compliant with banking standards.

Laser Check Printing: MICR Toner vs. Standard Toner

Laser Check Printing: MICR Toner vs. Standard Toner

A MICR printer is a laser printer built for check printing that guarantees MICR readability and also makes sure you are meeting ANSI standards. You can physically print checks with standard toner or a regular laser printer, but banks may reject or manually process them, causing delays and fees. Using MICR toner in a MICR printer speeds processing, reduces costs and helps prevent fraud.

History of MICR

History of MICR - Magnetic Ink Character Recognition

Magnetic Ink Character Recognition (MICR) is a technology developed in the mid-1950s that uses special magnetic ink and unique fonts to print a line of characters on the bottom of checks and other financial documents. This MICR line, which includes routing, account and check numbers, allows for fast, automated and secure processing by financial institutions. Despite the rise of digital payments, MICR is still widely used today because it significantly reduces the risk of fraud. This high level of security makes it essential not just for checks, but also for other sensitive financial documents like Image Replacement Documents (IRDs), bank control documents, credit card invoices and more.

Don't Be a Sucker to Check Fraud: 6 Ways to Keep Thieves Away

Don't Be a Sucker to Check Fraud: 6 Ways to Keep Thieves Away

Paper checks are the number one payment type most susceptible to fraudulent attacks. Learn how to stay vigilant in your fight against check fraud with these 6 tips to keep thieves from harming your business.
Why MICR Toner Is Critical for Check Security

Why MICR Toner Is Critical for Check Security

What makes MICR so important? What constitutes “quality” MICR toner? Will generic toner work? Get answers to your MICR/check security questions here.
Laser Check Security Features & Standards: What You Need to Know

Laser Check Security Features & Standards: What You Need to Know

Learn about the laser check security features that checks must include in order to comply with the ANSI standards for check processing security.
How to Prevent Check Fraud: Check Security Q&A

How to Prevent Check Fraud: Check Security Q&A

We sat down with Relyco check expert Deanna Dorvillier to give you a first-hand account of the reality of check fraud and some measures you can take to prevent it from happening to you.
Check Fraud Statistics and Techniques You Should Know About

Check Fraud Statistics and Techniques You Should Know About

This post provides basics facts and information that describe the scope and pervasiveness of check fraud. Find check fraud statistics & common techniques.
About the Check Clearing for the 21st Century Act and Image Replacement Documents

About the Check Clearing for the 21st Century Act and Image Replacement Documents

When banks create electronic check images, they scan the checks to create electronic files and then destroy the original paper check. The electronic image may be reprinted onto a new type of document called an Image Replacement Document (IRD).
When Check Fraud Hits Close to Home: Learn How to Prevent It

When Check Fraud Hits Close to Home: Learn How to Prevent It

While it is sometimes very difficult to identify a fraudulent check, there are things you can look for. Here are several signs that may indicate a bad check.